commercial bank of ethiopia

The Commercial Bank of Ethiopia (CBE) is the largest commercial bank in Ethiopia. it had about 303.6 billion Birr in assets and held approximately 67% of deposits and about 53% of all bank loans in the country. The bank has around 22,908 employees, who staff its headquarters and its over 1000+ branches positioned in the main cities and regional towns The latter includes 120 branches in the national capital Addis Ababa. With the opening of a branch in the Gechi in the lllubabor Zone of the Oromia region, CBE's banking network has reached online 783 branches. The bank has reached 1014 branches.
The bank also operates two branches inSouth Sudan and is contemplating opening re-opening a branch in Djibouti, and opening branches in Dubai and Washington, DC, all to serve the Ethiopian diaspora.
The bank is a pioneer to introduce modern banking to Ethiopia and credited for playing a catalytic role in the economic progress and development of the country. It is also the first bank in Ethiopia to introduce ATM service for local users.

        

                            

 

Point of Sale Terminal (POS) is a computerized telecommunications device that provides the customers with access to financial transactions in a public space.

Using POS, cardholders or customers can get the following services:

• cash advance
• various payments
• fund transfer
• mobile top up
• bill payment

CBE Reliable Visa Card

Reliable is a Visa branded debit card issued by CBE to facilitate the exchange of funds without paper or hard copy.

Reliable visa debit card is either domestic or international. The domestic card is valid only in Ethiopia while the international card is used to make international transactions.

 Benefits

§  Make financial transactions, including withdrawal of money without the help of a human clerk

CBE's Mobile Banking services enable you to access your bank accounts, make

fund transfers, payments and balance inquiries as well as get instant notifications

on all your accounts linked with MB services-using the SMS, XHTML and DOWNLOADABLEapplication channels.

CORE VALUESOur core values detailed below are the operating principles that guide our internal conduct as well as ourrelationship with our customers, partners, and shareholders.

1.      Integrity

·        We are committed to the highest ideal of honour and integrity.

·        We strive to act in an honest and trustworthy manner.

·        We firmly adhere to ethical principles.

2.Customer Satisfaction

·        We strive to excel in our business and satisfy our customers.

·        We are committed to offering the highest quality service to our customers and aspire to be branded with quality in the minds of our customers and the general public.

3.     Employees Satisfaction

·        We are committed to employee training and professional growth.

·        We distinguish our employees as valuable organizational resources.

·        We recognize our employees as valuable organizational resources.

4.    Learning Organization

·        We are committed to anticipate and respond to internal and external changes through constant improvement and adaptation.

·        We strive to establish a culture that nurtures individual and group learning.

5.      Teamwork and collaboration

·        We recognize the importance of teamwork for our success.

·        We support to one another and working co-cooperatively.

6.    Public Trust

·        We understand that the sustainability of our business depends on our ability to maintain and build up the public's confidence.

7.       Value for Money

·        We use resources carefully to save expense, time or effort.

·        We deliver the same level of service for less cost, time or effort.

·        We deliver a better service or getting a better return for the same amount of expense, time or effort.

8.     Decentralization

• We are committed to delegate operations and decision-making responsibilities.

9.    Corporate Citizenship

• We value the importance of our role in national development endeavour and step-up for commitment.
• We abide by the law of Ethiopia and other countries in which we do business.
• We care about society's welfare and the environment.

The Commercial Bank of Ethiopia (CBE) is the largest commercial bank in Ethiopia. it had about 303.6 billion Birr in assets and held approximately 67% of deposits and about 53% of all bank loans in the country. The bank has around 22,908 employees, who staff its headquarters and its over 1000+ branches positioned in the main cities and regional towns The latter includes 120 branches in the national capital Addis Ababa. With the opening of a branch in the Gechi in the lllubabor Zone of the Oromia region, CBE's banking network has reached online 783 branches. The bank has reached 1014 branches.
The bank also operates two branches inSouth Sudan and is contemplating opening re-opening a branch in Djibouti, and opening branches in Dubai and Washington, DC, all to serve the Ethiopian diaspora.
The bank is a pioneer to introduce modern banking to Ethiopia and credited for playing a catalytic role in the economic progress and development of the country. It is also the first bank in Ethiopia to introduce ATM service for local users.

ATM  CBE is the pioneer in introducing ATM to the country. With our ATM card, you can bank 24 hours a day and 7 days a week. Enjoy a host of services, including   cash withdrawals bill payments forex fund transfer mobile top up   balance inquiry, etc. Our ATMs are installed at convenient places, including branches, hotels, malls and other public places.  POS Point of Sale Terminal (POS) is a computerized telecommunications device that provides the customers with access to financial transactions in a public space. Using POS, cardholders or customers can get the following services: cash advance various payments fund transfer mobile top up bill payment CBE Reliable Visa Card Reliable is a Visa branded debit card issued by CBE to facilitate the exchange of funds without paper or hard copy. Reliable visa debit card is either domestic or international. The domestic card is valid only in Ethiopia while the international card is used to make international transactions.  Benefits §  Make financial transactions, including withdrawal of money without the help of a human clerk CBE's Mobile Banking services enable you to access your bank accounts, make fund transfers, payments and balance inquiries as well as get instant notifications on all your accounts linked with MB services-using the SMS, XHTML and DOWNLOADABLEapplication channels. CORE VALUESOur core values detailed below are the operating principles that guide our internal conduct as well as ourrelationship with our customers, partners, and shareholders. 1.      Integrity ·        We are committed to the highest ideal of honour and integrity. ·        We strive to act in an honest and trustworthy manner. ·        We firmly adhere to ethical principles. 2.Customer Satisfaction ·        We strive to excel in our business and satisfy our customers. ·        We are committed to offering the highest quality service to our customers and aspire to be branded with quality in the minds of our customers and the general public. 3.     Employees Satisfaction ·        We are committed to employee training and professional growth. ·        We distinguish our employees as valuable organizational resources. ·        We recognize our employees as valuable organizational resources. 4.    Learning Organization ·        We are committed to anticipate and respond to internal and external changes through constant improvement and adaptation. ·        We strive to establish a culture that nurtures individual and group learning. 5.      Teamwork and collaboration ·        We recognize the importance of teamwork for our success. ·        We support to one another and working co-cooperatively. 6.    Public Trust ·        We understand that the sustainability of our business depends on our ability to maintain and build up the public's confidence. 7.       Value for Money ·        We use resources carefully to save expense, time or effort. ·        We deliver the same level of service for less cost, time or effort. ·        We deliver a better service or getting a better return for the same amount of expense, time or effort. 8.     Decentralization We are committed to delegate operations and decision-making responsibilities. 9.    Corporate Citizenship We value the importance of our role in national development endeavour and step-up for commitment. We abide by the law of Ethiopia and other countries in which we do business. We care about society's welfare and the environment.

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The current glimpses of our glitches are overprotective. Because advertising is not a way to introduce a product or promote another's content, it's a tool to introduce the true quality of its content, but it is far from the present definition of products and services.

     For example, the promotion of the axle doderant notice is coming when two men follow the doderant while the doderant is coming in. This means that the girl's face on the display is considered a man's affection for a man, a dress, a lover, and a love affair.




      Because the video is not about doderante, we know nothing about doderante, but about the origin of the girl. This means that the daughter of a girl is tarnished by the law and is violating the law. It should not be out of law.


       So, this promoted men are not only about doderant usage but also about how to get a girl and how to sex her. In general, this advertising quality has no creativity. Like me, this awareness should be tailored to the extent that it is in the presence of women and should be tailored to the audience with a sense of humor.

Raya Beer Sponsored For Traffic Accident In This Fair

Raya Beer Sponsored For Traffic Accident In This Fair

  First advertising is any paid and unpaid form of advertising .And the main purpose of  Raya beer advertisement  is to inform younger peoples  about Raya beer  and the target audiences are younger people .Because most of the time for uses Raya beer or different alcohols drink by younger peoples . So this advertisement   target audience is  younger  people .

   Raya beer is sponsored by  traffic  accident . But   sponsorship  means depends on one  organization to give  free service about any things .However when you see in this sponsorship  not give benefit about traffic accident . Because  but sponsored  for only personal benefit . Because one car driver to drink Raya beer  in divining time  I am  not normal  for to drive .

   So in this time man is to become accident  . Because the man is drinking Raya  beer  so Raya   beer  sponsored by traffic accident  in this good  but   in other side  becomes accident which means  most of the time to drive the car derived by younger peoples and also to drink alcohol  younger peoples so not necessary to any things .

      Because the  peoples are  died  and the   man is died  and also to conflicts another cars driver . Because  when you think  some thing we consider  if you think before  we died  Raya beer couldn’t  not faced problem .As my opinion Raya beer  had better to  sponsored for hotel ,for organization . And in addition to advert one advertisement  to satisfy consumers and to give benefit or to full fill consumers needs .

In Ethiopian Context Advertisement Is Good or Bad

     Advertisement is in Ethiopian context either good or bad. in my opinion advertisement is bad because in this time to advert any new products and brands and also the personal  communication about organization and its products that is transmitted to a target peoples to purchase this brand but they haven’t enough money to buy this brands .Because the brand price is very high .from a marketing context advertising could be defined as a paid  form of non audience through a mass medium.  

       Therefore one kind of promotional activity separate from publicity free sales promotion not forms of communication and personal sales non impersonal nor thought mass medium advertising weakens or undermines personal autonomy. that some kinds of advertising are immoral . Advertising plays on human desires for security, acceptance, self-esteem to influence consumer choices . The dependence effect industrial production turns out goods to satisfy wants.

      So production is no long justifiable .The market is no longer self correcting and human autonomy is undermined .Advertising promotes  consumption as way of life advertising increase value of a product by creating buyers of the product .Creates  an expanding markets and actually has been shown to lower prices .And  there is no guarantee that dollars saved on advertising  could be utilized more efficiently .

    Advertising should not reduce human progress to acquiring  material goods and cultivating a lavish  lifestyle . Give special care to the weak  and vulnerable  children ,younger peoples ,the elderly ,the culturally disadvantages. There is also  enough bad around .the policy and macroeconomic  context  for industrialization is trained agriculture in Ethiopian is the foundation of the country’s economy .     

Why use Ad?

I think to find a customer who can buy and sell our product or service. I'm sure you do not argue with me because it's a bridge to convince users to sell their goods or services.


What is this name on the top of the list, or what name do you think you are talking about? I think we can easily admit the community without even knowing its name. What do you think is the number of a Pakistani billionaire Bilget? What does it mean to be a "lazy fool"? A lazy person uses plain language to explain it. So if I want creativity to be creative, I must be overly polite or unobtrusive, and the community should be able to read it easily so that it is easy to see and see.


Do you look at the person like DJ? I could not seem to find any DJ for me. Because if I see the advert as a bride or photographic advertiser, but in my opinion, I would rather have a lot more secrecy in the picture than the one that promotes DJs in this ad.


As I have seen many ads ads, the ads I see do little by little, with birthdays, weddings, and special events, or even in text. But in this ad, I do not see anything that magnifies the thumbnail of his own photo.


Another is the phone number placed on the ad address. But it's not enough to have a phone number, as sometimes there is a good client base for network or some non-technical issues. Therefore, this notice does not mention any other address than the phone number, so it must be explicit in the notice.



The advertisements are from the name Danza Dyi / Ohio gaie). Abo Geele is a Tigreous DJ. Here it shows that the decree limited only to grain in Tigray. And I think it's best to have a sense of nationalism in the minds of the community, and to have a sense of nationalism to strengthen the rank of a nation. Of course, the DJ is in a rugged location, but it may start in the near future, but it may be possible to work on a national culinary program.


Like Dane / Habiba Culture / Guru or DJ Gomez / Habte /

It is possible to create a large and popular word in the mind of people, in the minds of men, and the great grandeur of the Ethiopian people will have a good role to play in their work.

The creator creates Adam's offspring, but no one is greater than any other person in terms of gender, age, color, race, wealth, unique traits and human nature. The rich and the poor, black and white are all equal in front of the creator, every one of them denominated in wealth or color, each doing a good job.

So, when our world begins to change in technology and many things, people have become self-effacing, with the exception of being able to differentiate themselves from other people in the past. Many ads in our world run, so these ads are not disappointed with ads featuring ads.

In ad litigation, an advertising ad must admit itself to disincentives itself against the politics, religion, racism, and the diversity of people, and to let people become a leader in globalization. However, these rules are sometimes revoked by some ads. They are not intended to advertise their products, but rather want to send messages that affect and annoy others in the message.

Now that the black-thumb shaped on this notice is not a color that is cremated or created by a creator, it is clear that it is clear and clear that it is possible to wash off the purse and wash off the defects, and that the black ones are dirty and black. So, how can a skilled man give a man an ordinary, ordinary sigh?

So whites are influenced by blatant hatreds or racist insults towards the business world. Is this kind of work and is it a matter of expecting people to be on a good track record?

           ✿ Lacha is a lesser-minded person and less educated than
academic refinements.

Generally, some people around the world use advertisements to
thwarting the world and placing it in the hearts of innocent people.

Monaliza

Monaliza is not exaggerated about the popularity of outdoor clothing advertisements such as the outdoor advertisements, because it is known to be able to create more fabulous art of exceptional wisdom in the Brazilian fashion of Habesha.
I like the effort I have made to bring customers closer to this promotion. This means that beautiful women dressed in casual clothing are women's in-country fashion, helping to inspire customers to feel hungry. Also, the address on the ad board is clearly and fairly convenient, allowing customers to easily access the address.
This announcement promotes an individual's brand awareness of the physical revelations of Ethiopia's physical revelations behind its advertisements. There are many foreign residents and tourists in the city. So this ad is easy for foreign nationals to advertise the outfits of Ethiopia.
Even though there are some good types of advertising like this, I have something to complain about.

In the business world, I believe the brand name of me is a pre-requisite for me, but if I'm labeled by the brand name, but if it's a product of Habib, I would not be incompatible with our personal heritage.

Because Monaliza is an artist of one of the Taliban inscriptions from the world's great works, the people of the people can not be proud of it. This is why the Ethiopian flag is never lost.

Like me, we do not have to be as fragile as those of the Ethiopian women representing the Prehistoric, while at least part of the country.

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       Even our Ethiopian camels know the flag of Ethiopia Before I told about Afar, though, you who are far away, you who will rule this land and the Afar ones, here are some real facts. Afar is close to the shrine of Afar, like Sharrash, Dire Dawa, Arbenim, and near the shores of Gondar, Mekele, Sheikh, Jijiga, and Jenkan.
The wondrous beauty of our planet is shy away from its shyness, shy away from its shyness,
For example, Afar has five lakes. In the Afar Hearts, what did you hear about adding frogs to frogs?
             ★ Dalol   ★ Ertlale★ Dobi ★ Hadele ela★ Afdera Alalo bad  Awash River
          Who is able to identify the Dalol? He explained how the wonderful planet earth was on this earth
♥ Arthalline Explained Red Fever From the Web
It is only a few years since the citizen has begun hearing his name. The unpublished people of this region are still in the future.
Afar are thugic, open and honest Ethiopians. I do not doubt that the demise of the Afar is going to ruin its people. And the price paid to Ethiopians has been so generous that it has lived up to this historic country. Even Afar, their camouflage camouflaged their Ethiopian flag with its flag banner. Even when our banner is booming, even our camels will stand.
It does not look beyond the whole Ethiopian people, even if they have a lot of higher education. It's just a small percentage of anyone who starts to grow. Our cities are filled with buildings, and our hearts are filled with love and kindness.
Afar is a land of petty people. In Afar, there is nothing that you can find. There is also a very poor person, but no Afar beggar is available because he can go to the house where he is at his feet, and he can eat and drink. Afar Shamelessness Shared Shameless Afar Afar Afar Afar is an Ethiopian

  

♥ The last thing that I have explained here is that if the public relations activities are popular in our country, the nationalities of the nation will have reached their stage of excellence. Having become an Heterogeneous Society in Ethiopia, our differences were marked 

Idere bread disterbution and slling

          Idere bread disterbution and salling

   First advertising is to inform about the about the product in to the people , and the main purpose of advertising is to in form, persuade, reminder the product. For example to see this banners are to see many errors. And in this advertisement is not clear about audience and the banner picture is not related to the product .

    This means the house is making breads and distribution   bread house   .But on the banner to see different pictures . But to get   in the product house   there is no another product wite out bread fast .Why , first  to prepare   the banner to analysis the writing ideas and to planned the working strategy
   Second this advertisement error is picture error this means on the banner to see Melees Zenawi photo . So the peoples to see   this banner do not clear and confused to the peoples .Because this advertisement  to put the banner of making  breads to put melese zenawi  photo in this fair  . Melese zenawi is the prime minster of Ethiopian country
  But he died before 4 years ago  i know melese is very hero and talent person  .
    Third problem  is Address .address is very important  for advertising  Because to contact any customer  But this banner is do not write  address  .Generally in my opinion to work  this advertisement  to edit some pictures and to write address .

criticism of rozalya aresto and rozalyan.pizza

criticism of rozalya aresto and rozalyan.pizza

    As I have observe  this banner advertisement to see many problems. In fact  at  this time many peoples are reading and writing English language .Because  know in this time  to came modernization  and technology .But  Advertising is very important for one country develop to  economic, if the country is follow the market  economy .this kind of thing is it have  own duties  and rules .But some advertisement when the product and the trade name is not related  to the product .In this time many advertisements are  to advert  English language  . For example  Rozalia Aresto banner is written   by English.

                                                                                                          
    some peoples are live in rural  area and not enough knowledge about English  language .But by the reason of this the product is not purchase immediately . Because the product  advertisement banner is written by English and there is no cell phone number or any address so this advertisement  product is not give effective result  to the advertiser or ownership  and another problem is the banner Sheathe by Plants and  the House is there have a  Aresto  .On this house there  are  many and other materials .But the house is there is only not Aresto.  But  to see this banner only Rozaliya Aresto photo .Why when they have  to advert any advertisement to follow roles and regulations of advertising.

 .

  Generally this advertisement is not clear about customers and the product owner is not purchase that product .Because the customers are do not known in the house another product to see only on the banner picture ,Because the peoples are do not think there have another product in the  .In my opinion when you advert any advertisement to respect advertisement rules and regulations and in Ethiopian  context the advertisement , banners  ,billboards are written by Amharic  .Because most of the time peoples are reading and writing in Amharic . So please  please  respect  the advertisement rule and regulations .

               Advertising of sweet pastry

    As I have observed this banner advertisement to see many problems. In fact  in this time many peoples are reading and writing English language .Because  know in this time  to came modernization  and technology .But  Advertising is very important for one country more if the country is follow the market  economy .this kind of thing is it have  own duties  and rules .But some advertisement when the product and the trade name is not related  to the product .In this time many advertisements are  to advert  English language. For example sweet pastry banner is written   by English.



 some peoples are live in rural  area and not enough knowledge about English  language .But by the reason of this the product is not purchase immediately . Because the product  advertisement banner is written by English .

  So this advertisement  product is not give effective result  to the advertiser or ownership  and another problem is the house is there have a shop .On this shop there  are  many cosmetics ,mobile cards ,and other materials .But the shop is there is only not  pastry  shop .  But  to see this banner only sweet pastry photo .Why   when they have  to advert any advertisement to follow roles and regulations of advertising
 .
  Generally this advertisement is not clear about customers and the product owner is not purchase that product .Because the customers are do not known in the shop another product to see only on the banner picture ,Because the peoples are do not think there have another product in the shop .In my opinion when you advert any advertisement to respect advertisement rules and regulations and in Ethiopian  context the advertisement , banners  ,billboards are written by Amharic  .Because some peoples are reading and writing in Amharic . So please  please  respect  the advertisement rule and regulations .